Terms of Service

Acceptance of Terms

By accessing or using First Gen Finance ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

Description of Service

First Gen Finance is a financial literacy platform that provides educational content, interactive flashcards, and financial calculators. The Service is designed for educational purposes only and does not constitute financial advice.

User Accounts

• You must create an account using Google Sign-In to access certain features.
• You are responsible for maintaining the confidentiality of your account.
• You agree to provide accurate and complete information when creating your account.
• You must be at least 13 years old to use the Service.

Acceptable Use

You agree not to:

• Use the Service for any unlawful purpose
• Attempt to gain unauthorized access to the Service
• Interfere with or disrupt the Service
• Copy, modify, or distribute content from the Service
• Use automated systems to access the Service

Educational Disclaimer

Important: The content provided by First Gen Finance is for educational and informational purposes only. It is not intended to be, and should not be construed as, financial, investment, legal, or tax advice.

• We do not provide personalized financial advice or recommendations.
• The calculators and tools are for estimation purposes only and may not reflect your actual financial situation.
• You should consult with qualified financial professionals before making any financial decisions.
• We are not responsible for any financial decisions you make based on our content.

Intellectual Property

All content, features, and functionality of the Service, including but not limited to text, graphics, logos, and software, are the exclusive property of First Gen Finance and are protected by copyright, trademark, and other intellectual property laws.

Limitation of Liability

To the fullest extent permitted by law, First Gen Finance shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of the Service.

Disclaimer of Warranties

The Service is provided "as is" and "as available" without any warranties of any kind, either express or implied. We do not warrant that the Service will be uninterrupted, error-free, or secure.

Termination

We reserve the right to suspend or terminate your account and access to the Service at any time, for any reason, without notice. You may also delete your account at any time through your profile settings.

Changes to Terms

We may modify these Terms of Service at any time. We will notify users of any material changes by posting the new terms on this page. Your continued use of the Service after such modifications constitutes acceptance of the updated terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.