Financial scams cost Americans billions every year. They target everyone—young, old, rich, poor. Knowing the warning signs is your best defense.
The Universal Red Flags
Common Scams to Know
The "Wrong Number" Text
Someone texts you "accidentally," becomes friendly, then eventually pitches an investment opportunity or romance scam.
The IRS/Government Call
No government agency will call demanding immediate payment, especially via gift cards.
The Job Offer Scam
You're hired for a "job," sent a check, and asked to buy supplies and send back extra money. The check bounces.
The Romance Scam
Someone online develops a relationship over weeks/months, then has a financial emergency.
The Investment Scam
Guaranteed returns, secret strategies, pressure to invest quickly.
Protect Yourself
If You've Been Scammed
- Stop all contact with the scammer
- Contact your or immediately
- Report to FTC at reportfraud.ftc.gov
- Freeze your credit if identity info was shared