Foundations

Debt-Free Journey

Break free from debt once and for all

6 lessons

4 tools

4-6 weeks

beginner

About this path

A step-by-step path to understanding, organizing, and eliminating your debt. Whether you have credit cards, student loans, or other debts, this journey will give you the tools and knowledge to become debt-free.

Path Steps

Understand Interest

LessonRequired

Learn how interest works and why it matters for your debt

The Power of Compound Interest

LessonRequired

See how compound interest can work for or against you

Understanding Your Debt

LessonRequired

Learn about different types of debt and their impact

Create Your Debt Inventory

ToolRequired

List all your debts in one place to see the full picture

Debt Inventory Complete

You know exactly what you owe and to whom

How Debt Affects Your Credit

Lesson

Understand the connection between debt and your credit score

Debt Payoff Strategies

LessonRequired

Learn about snowball vs avalanche and other methods

Compare Payoff Strategies

ToolRequired

Use the calculator to find which strategy saves you the most

Strategy Selected

You have a clear plan for paying off your debt

Calculate Your Debt-Free Date

ToolRequired

See exactly when you'll be debt-free

Debt-Free Date Set

You know when you'll be debt-free!

Build Your Safety Net

Lesson

Learn how to avoid falling back into debt

Track Your Emergency Fund

Tool

Start building your financial cushion

What you'll achieve

Complete inventory of all your debts
Understand interest and how it works against you
Choose the right payoff strategy for you
Know your exact debt-free date
Build habits to stay debt-free

Milestones

1
Debt Inventory Complete
You know exactly what you owe and to whom
2
Strategy Selected
You have a clear plan for paying off your debt
3
Debt-Free Date Set
You know when you'll be debt-free!