Skip to content

Tools Lessons Paths Playbooks Method

Loading learning paths

Calm support, private progress, and practical next steps.

Tools Lessons Playbooks Flashcards Method Privacy Terms

© 2026 First Gen Finance

Loading learning path

Learning path

Foundations

Debt-Free Journey

Break free from debt once and for all

6 lessons4 tools4-6 weeksbeginner

First step: Understand Interest

Sign in to keep your progress on record.

Sign in to start Preview the first step

About this path

A step-by-step path to understanding, organizing, and eliminating your debt. Whether you have credit cards, student loans, or other debts, this journey will give you the tools and knowledge to become debt-free.

The journey

01Understand InterestLesson· Required· Up nextLearn how interest works and why it matters for your debt
02The Power of Compound InterestLesson· RequiredSee how compound interest can work for or against you
03Understanding Your DebtLesson· RequiredLearn about different types of debt and their impact
04Create Your Debt InventoryTool· RequiredList all your debts in one place to see the full picture
Debt Inventory Complete
Milestone
You know exactly what you owe and to whom
05How Debt Affects Your CreditLessonUnderstand the connection between debt and your credit score
06Debt Payoff StrategiesLesson· RequiredLearn about snowball vs avalanche and other methods
07Compare Payoff StrategiesTool· RequiredUse the calculator to find which strategy saves you the most
Strategy Selected
Milestone
You have a clear plan for paying off your debt
08Calculate Your Debt-Free DateTool· RequiredSee exactly when you'll be debt-free
Debt-Free Date Set
Milestone
You know when you'll be debt-free!
09Build Your Safety NetLessonLearn how to avoid falling back into debt
10Track Your Emergency FundToolStart building your financial cushion

What you'll achieve

Complete inventory of all your debts
Understand interest and how it works against you
Choose the right payoff strategy for you
Know your exact debt-free date
Build habits to stay debt-free

Milestones

01Debt Inventory CompleteYou know exactly what you owe and to whom
02Strategy SelectedYou have a clear plan for paying off your debt
03Debt-Free Date SetYou know when you'll be debt-free!