Financial Tools
Interactive calculators to help you make informed money decisions
Foundations
FreeEssential tools to build your financial foundation
Budget Calculator
Create a monthly budget with 50/30/20 guidelines
Debt Payoff Calculator
Compare snowball vs avalanche strategies
Paycheck Decoder
Understand where your paycheck goes
Emergency Fund Tracker
Track progress toward your safety net
Debt Inventory
Get a complete picture of all debts
Credit Score Explainer
Understand the 5 factors affecting your score
Credit Utilization
Calculate and optimize your credit usage
What Should I Do First?
Personalized next steps for your situation
Bill Calendar
Track due dates and set reminders
Savings Goal Tracker
Track progress toward specific goals
Scam Red Flag Checker
Identify predatory products and scams
Net Worth Calculator
Calculate assets minus liabilities
Building
PlusTools to grow your wealth and optimize your finances
401(k) Optimizer
Maximize your employer retirement match
Compound Interest Visualizer
See the power of compound growth
Roth vs Traditional
Which retirement account is right for you?
Retirement Projector
Project your retirement savings growth
Investment Simulator
Practice investing with paper trading
Asset Allocation Helper
Age-appropriate investment mix
Net Worth Tracker
Track net worth over time with trends
House Affordability
How much house can you afford?
Rent vs Buy Analyzer
Compare renting vs buying over time
Tax Bracket Calculator
Understand marginal vs effective rates
HSA Strategy Guide
Triple tax advantage explained
Savings Rate Calculator
Calculate your path to financial freedom
Debt-Free Date
Calculate your exact payoff date
Side Income Tracker
Track gig income and true hourly rate
Employer Benefits Analyzer
Find underutilized workplace benefits
Portfolio Tracker
Track holdings with real-time prices and gain/loss
Dividend Tracker
Track and project dividend income from your portfolio
Stock Screener
Filter stocks by sector, market cap, P/E ratio, and dividend yield
Wealth
ProAdvanced tools for long-term wealth planning
FIRE Calculator
Plan your path to financial independence
Options Profit Calculator
Visualize profit/loss for any options strategy
Account Dashboard
SoonConnect and sync all your accounts
Portfolio Analyzer
Analyze allocation, exposure, and risk
Asset Location Optimizer
Optimize investments across account types
Tax-Loss Harvesting
Identify tax-saving opportunities
Backdoor Roth Guide
Step-by-step for high earners
Mega Backdoor Roth
Advanced retirement contribution strategy
Withdrawal Strategy
Plan retirement account withdrawals
Social Security Optimizer
Maximize your SS benefits
Real Estate Investment
Analyze rental property returns
Net Worth Projection
Project wealth growth over decades
Estate Planning Checklist
Essential documents and decisions
Beneficiary Audit
Review and update beneficiaries
Charitable Giving Optimizer
Tax-efficient donation strategies
529 Plan Analyzer
College savings projections
Equity Compensation
RSUs, options, and ESPP strategies
Alternative Investments
Track non-traditional assets
Family Financial Dashboard
SoonHousehold finances at a glance
Generational Wealth Planner
Build wealth for future generations
Investment Fee Analyzer
See the true cost of fees over time
Retirement Income Planner
Plan sustainable retirement withdrawals
Tax Withholding Estimator
Optimize your W-4 settings
Bond Yield Calculator
Calculate bond returns and yields
Bond Ladder Builder
Create a diversified bond portfolio